Bell Car Insurance @ www.bell.co.uk

Bell Car InsuranceThis company was originally formed as Bell Direct in June 1997. At the time they operated from www.belldirect.co.uk that now redirects to www.bell.co.uk (as they are known today). In the early years they offered discounted car insurance to people who paid for their cover in one go by credit or switch card. They were big on incentivising drivers who had no claims bonuses built up. Step forward to the modern day and the company is specialised on plug & drive telematics insurance. As a division of the Admiral Group this connects the brand to Admiral’s LittleBox in the telematics space. Other than Admiral, you may be familiar with the owner through Diamond, Elephant or Confused.com.

The USP of this service that helps to differentiate it against other black box companies is that you only have to fit their device for 3 months. They’ll have the data to hand by this time and if you have been a good driver then you should receive a discount at this point. The actual scoring levels are Gold, Silver and Bronze. The unit itself is a tiny device that plugs into the 12v power socket (the cigarette lighter). There is a USB port added if you’d like to charge your phone on the go. This direct Admiral policy comes with no curfews although there can be impacts on your score. There is no monthly mileage limit.

The criteria for qualification is mileage of 1900+, the car’s value of £750+ and cover at £650+. There is no reference to age limits. The unit collects information on such things as how far you travel, location, times, as well as data on acceleration, braking and speed. Updates are sent by regular emails. There is a Bell login in place at www.bell.co.uk where you can view your documents. Customer services can be reached on 0333 220 2008 that is live between Monday and Friday (8am/8pm), Saturday (9am/5pm) and Sunday (10am/4pm). It makes sense to compare the Bell car insurance quotes against LittleBox and third party companies. You can find them on any of the 4 major comparison sites.