Drivology specialises in app-based car insurance. Their technology was built by Wunelli and they hit the market in 2014 through www.drivology.co.uk. The brand was later acquired by Markerstudy in June 2016. This is why you’ll see that the administration comes from Insurance Factory Ltd who themselves are part of the Markerstudy group. Unlike most telematics companies, they avoided targeting younger drivers. Instead they opted for lower risk drivers at least 25 years old. Info surrounding ages is no longer listed, but after contacting their team they confirmed that the catered age range is 25 to 60. This is great news for more experienced drivers who don’t usually get a chance of cheap telematics cover.
Collingwood Young Drivers is a black box insurance product catering the ages of between 17 and 24. There are 5 niche products headlined on www.collingwood.co.uk. This includes convicted driver, driving instructor, learner, private and public hire and the featured option that takes you to the subdomain www.youngdrivers.collingwood.co.uk. The local business is Collingwood Insurance Services (UK) Ltd that is based in North Shields. On a past check on this telematics offering, Qudos was the majority underwriter, but this is now done whole by Collingwood Insurance Company Ltd. This part of the organisation is based over in Gibraltar. This high-risk specialised insurer has built up plenty of market experience with their formation taking place back in the year 2003.
Woop’s black box car insurance is designed for young drivers aged between 17 and 24. This brand from Woop Cover Ltd was established in the year 2011 and you’ll find them at www.woopcover.com. There has been a significant recent development with this company that has seen the end of their partnership with Collingwood. In has come the Insurance Factory broker. From scanning through the documents section the listed underwriter was Walsingham Motor Insurance Ltd. Walsingham has become a popular choice with many brokers since they popped up in 2013. This may be a temporary thing though since the Insurance Factory is known to work with several of the big name insurers such as Aviva, AXA, Zurich etc.
DriveXpert (often searched as Drive Xpert) is the Privilege black box insurance product for young drivers. A discount is available to those aged under 26. Telematics has become a big focus for the Direct Line Group who offer DriveSure through Churchill and DrivePlus through the central Direct Line brand. There is just a small dedicated page for this release on Privilege’s website. We have linked MyDriveXpert in the title that is the portal where you can check up on your latest data at www.mydrivexpert.com. This site was created in December 2013 and so the launch would have likely come soon after this. This has become an increasingly popular black box choice in recent years.
Direct Line DrivePlus was launched on the market in June 2013. Since this time we have seen this black box solution become a popular choice with young drivers. This is unsurprising considering the impressive savings up for grabs. Those aged under 21 receive a 25% upfront discount whilst anyone between 21 and 25 see at least 15% taken off. Just a small area of the main site is directed at this product. We have referenced www.mydriveplus.com that is the dedicated portal for this offering that is available on cars built in 1996 or later. This is not the only telematics release from this leading insurance Group. Churchill has DriveSure and Privilege has DriveXpert.
My Policy (often termed as MyPolicy) is a specialist telematics insurance product promoted through www.mypolicy.co.uk. This brand was launched in 2010, but they had existed between 1995 and 2010 as Mahis Ltd. This means that this broker has racked up more than 20 years of valued industry experience. It is not made clear at what point they ventured into the telematics space. This broker uses 5 underwriters that includes Aviva, AXA, Equity Red Star, Markerstudy and Zurich (commercial). There are 2 main areas headed on their homepage (the 3rd is for van cover). The first is Young Driver Insurance for drivers aged between 17 and 24. Then we have Low Miles Insurance for ages 25 and above.
Carrot Insurance was launched by Ed Rochfort and Nick Corrie back in 2012. Over the years, this has become one of the UK’s most recognisable black box companies. They have always been popular for the rewards that they pay out to their customers. At the time of this posting they were for instance handing out free Papa John’s pizza. The service promoted through www.carrotinsurance.com is available to drivers between the ages of 17 and 30. There are now 2 such products offered by them. The first of which is called New Driver for those with less than 2 years experience on the roads. For this they use an “I-Box” that was developed in-house.
Ingenie delivers telematics insurance for young drivers between the ages of 17 and 25. This company was founded by Richard King in 2011. They have been under the control of the Watchstone Group (was Quindell) since 2014 although they had already made a major investment in 2013. Watchstone has been involved in recent scandals noting the dispute with Slater and Gordon. There has been no such bad press for this service at www.ingenie.com. They have progressed well over the years, attracting many industry awards along the way. They use Gary Lineker and Tyger Drew-Honey as brand ambassadors. What stands out with this operation is the competitive low pricing that they are able to pass on to their customers.
This company was originally formed as Bell Direct in June 1997. At the time they operated from www.belldirect.co.uk that now redirects to www.bell.co.uk (as they are known today). In the early years they offered discounted car insurance to people who paid for their cover in one go by credit or switch card. They were big on incentivising drivers who had no claims bonuses built up. Step forward to the modern day and the company is specialised on plug & drive telematics insurance. As a division of the Admiral Group this connects the brand to Admiral’s LittleBox in the telematics space. Other than Admiral, you may be familiar with the owner through Diamond, Elephant or Confused.com.